Rest easy knowing that your funeral costs are all taken care of with an all-inclusive and affordable funeral plan.
Our low cost funeral plans offer the highest quality of service and care delivered by our own teams, flexible payment options and guaranteed safety for your money.
#£100 discount applies to plans paid in single payment or up to 12 monthly instalments.
Rest easy knowing that your funeral costs are all taken care of with an all-inclusive and affordable funeral plan.
Our low cost funeral plans offer the highest quality of service and care delivered by our own teams, flexible payment options and guaranteed safety for your money.
#£100 discount applies to plans paid in single payment or up to 12 monthly instalments.
Independent customer service rating of 4.9/5 on Feefo
The UK’s largest direct cremation provider
A caring and attentive team available on a 24/7 phone line
Nationwide provider operating throughout mainland GB
Independent customer service rating of 4.9/5 on Feefo
The UK’s largest direct cremation provider
A caring and attentive team available on a 24/7 phone line
Nationwide provider operating throughout mainland GB
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Our low cost funeral plans let you arrange and pay for a funeral for yourself or a loved one ahead of time.
Pre-planning now ensures your final farewell is carried out according to your wishes. Your loved ones are protected from the emotional and financial burden of arranging a funeral during such a challenging time.
Our affordable funeral plans offer the choice of a funeral service at the crematorium or a direct cremation without mourners present.
Answer six simple questions below for an instant quote tailored to your wishes.
Want more information or have questions? Give our compassionate Customer Service Specialists a call on 01543 211997.
Our top-rated low cost funeral plans leave you and your family with nothing to worry about.
Choose a simple farewell without a service or a funeral at the crematorium for friends and family to gather and share memories.
Direct Cremation Plan
Celebrate a life without the formalities of a funeral
Funeral Service Plan
A personal funeral service for friends and family
* Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,374.80 and includes administration fees. £100 discount automatically applied to plans paid in a single payment or up to 12 monthly instalments. Price reduction ends 31st Mar 2025. ** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £3,301.20 and includes administration fees. £100 discount automatically applied to plans paid in a single payment or up to 12 monthly instalments. Price reduction ends 31st Mar 2025.
For additional pricing information and a full list of our optional extras, please see our price list.
Our free funeral plan guide has everything you need to know about our plans. Find out what’s guaranteed with every one of our prepaid funerals and how we provide the highest standards of care in all aspects of our services.
Get your guide instantly via email or receive a printed copy in the post.
Get your free guideTake control of your end-of-life arrangements. A prepaid funeral plan offers practical benefits and peace of mind for both you and your family.
Whether you are looking for a direct cremation plan or a funeral service attended by family, all our plans ensure the greatest care and respect as well as dedicated support to manage every detail.
Our funeral professionals have decades of experience and we own and operate all of our own facilities to ensure dignified care at every stage.
Our mortuary is state-of-the-art, we have a fleet of specialist private ambulances and we use our own scenic and peaceful crematoriums.
When the time comes, as well as practical support with all the arrangements, your family can access a free bereavement helpline.
A funeral plan protects your family from funeral bills and rising costs. Since 2004, average costs for a simple attended funeral have risen by 134%.Δ Once you’ve set up your funeral plan the price is fixed with no hidden extras.
You can make one payment from just £1,799. Or if paying upfront isn’t your preference, you can pay over 12 months at no extra cost or spread the payments over 5 or 10 years.
Δ SunLife Cost of Dying Report 2025, sunlife.co.uk/funeral-costs
Setting up a funeral plan in advance lets you choose exactly what you want from your funeral. Acceptance is guaranteed with no medical questions.
Your money will be held in an independent trust or insurance policy, ensuring your funeral is covered when needed, no matter what happens.
When the time comes, the difficult funeral decisions have already been made for your family. One phone call to us is all it takes to start the arrangements.
Since July 2022, funeral plans have been regulated by the Financial Conduct Authority (FCA) which exists to protect consumers. Distinct Funeral Plans Limited (DFPL) is authorised and regulated by the FCA to sell and administer funeral plans.
You also have consumer protection from the Financial Service Compensation Scheme (FSCS) in the unlikely event of our company going out of business.
The firm reference number (FRN) for Distinct Funeral Plans Limited is 965289.
As a legally operating provider, we:
For more information, you can view our page about how we keep your money safe.
How we keep your money safe
Want to talk through our options? If you have questions or would like some in-person support we're just a call away.
Speak to our team >>
Need some time to digest the details? You can download our guide online or get a printed copy posted out.
Get a free guide >>
If you're happy that one of our plans is exactly what you're looking for you can get everything set up yourself online.
Buy a plan now >>
Distinct Cremations' low cost cremation plans are perfect for those funeral planning and looking to safeguard their future. A cremation plan removes the uncertainty around your wishes, relieves some of the pressure your loved ones may feel when arranging a funeral and is inclusive of all the essentials.
Start your cremation planning by choosing your preferred cremation plan and how you want to pay
We secure your money in a trust fund or we purchase a 'whole of life' policy from regulated provider Scottish Friendly
Finally, the ashes will be personally returned within 14 days of cremation
Whenever you need us, we'll be here for you and your questions 24/7
When the time comes we carry out the process - from collection to cremation
We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.
At Distinct Cremations, we take pride in providing a personal and dignified service for every single family who needs our services during their time of need.
Below are a selection of reviews from some of those families who've had a direct cremation or an attended cremation service carried out by Distinct Cremations.
"From the moment my mum passed away to her ashes being delivered to my home Distinct Cremations have been there for me. A lovely lady named Maxine looked after everything. Mum was collected from her care home where she passed and I have been consulted at every step in the process of her cremation. I was even able to have a piece of music played as she was brought into the chapel. Her ashes were delivered home in a beautiful casket. I now feel at peace. Thank you to the whole team of lovely people who looked after her. I would recommend Distinct Cremations to everyone, you will be looked after."
"From beginning to end I was shown nothing but kindness by my contact in the company. I cannot recommend Sarah Miller enough, she was extremely helpful and compassionate throughout the loss of my mother. I was kept aware of any development throughout the process, which is obviously trying enough as it is. Having had a not particularly good service from the so-called most popular company in this field when I lost my father, I cannot recommend Distinct Cremations highly enough. Reasonable prices and all round excellent service, and I would not hesitate to recommend Distinct to friends and family."
"During this difficult time, the staff at Distinct Cremations have been exemplary. They provided an immediate considerate service, kept me well updated at every point. I had a problem with the doctor’s certificate and they even contacted the surgery on my behalf multiple times to resolve the issue. The ashes were returned promptly with lots of notice by a member of their own team. Honestly I can’t recommend them enough, they served my dad with dignity. Then unfortunately only a few months later they helped me arrange my mum's cremation. Going back to the same company speaks volumes and Maxine helped me through every step."
"Absolutely amazing service! Kind, caring and nothing is too much trouble. They treated my relative as they would their own. It brought so much comfort to know that they were talking to him. Every detail was explained. He had the best send off and he would be so proud. Thank you Distinct Cremations."
Unfortunately we can’t transfer funeral plans from a different company to ourselves. However, you can simply cancel your existing funeral plan and take out a new one with us if you want to.
The cost of a funeral plan can vary widely depending on the type of service you choose, the provider, and the specific options included.
A Distinct Cremation plan offers a more budget-friendly alternative to traditional funeral plans, with complete transparency and no hidden fees. Locking in a plan at today's rates ensures you and your family are safeguarded against future price hikes and inflation.
If you're unsure, you might want to contact a few providers directly for quotes based on your specific preferences.
If you have purchased a funeral plan with a single payment or over a period of up to 12 months, you can cancel your funeral plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.
If you have purchased a funeral plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our T&Cs page.
As long as you're based in mainland England, Wales, or Scotland, your location won’t affect your options. The price remains the same, and the quality and service inclusions don’t change. With our network of 41 crematoria across these regions, you can secure a funeral plan no matter where you are. Explore our crematoriums today.
At Distinct Cremations, we offer both direct and Funeral Service plans delivered with dignity and care.
Our funeral plans include every aspect of the cremation arrangements so when the time comes there will be nothing more for your family to pay. We deliver all of the services ourselves including transport, care at our mortuary, cremation at one of our crematoriums and the return of the ashes. Our caring team is there to offer support throughout with both paperwork and making the arrangements.
You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your funeral plan.
Yes - you can take out a funeral plan on behalf of your parents or a partner. For more information, take a look at our guide on setting up a funeral plan for a loved one or talk to a member of our team today on 01543 211997.
There are a few ways to pay for a funeral plan. As a one-off payment, you can pay by credit card, debit card or cheque. If you're paying monthly over 12 months you must pay via direct debit. If you're paying over 5 or 10 years you must pay by continuous card payment.
Yes, you can pay for your funeral plan in 12 monthly instalments or over 5 or 10 years. Terms & conditions apply.
Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for funeral plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.
Many people struggle to afford a funeral because of the rising funeral costs. If you’re arranging the funeral of a loved one and you think you can’t afford it, check if you’re eligible for Government assistance via a Funeral Expenses Payment in England & Wales or check your eligibility and apply for a Funeral Support Payment in Scotland.
For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.
Distinct Cremations office:
Oak Tree Court, Brookfield Drive, Cannock, WS11 0JN
