Get peace of mind that funeral costs are covered with funeral plans from the UK's largest direct cremation provider. Acceptance is guaranteed with no medical questions. You can make one payment from just £1,899 or pay monthly over 12 months, 5 years or 10 years.
A low cost funeral plan that leaves your loved ones with no further bills to pay
Sue Cook,
TV Presenter
Get peace of mind that funeral costs are covered with funeral plans from the UK's largest direct cremation provider. Acceptance is guaranteed with no medical questions. You can make one payment from just £1,899 or pay monthly over 12 months, 5 years or 10 years.
Independent customer service rating of 4.9/5 on Feefo
The UK’s largest direct cremation provider
A caring and attentive team here for you and your family 24/7
Nationwide provider operating throughout mainland GB
Independent customer service rating of 4.9/5 on Feefo
The UK’s largest direct cremation provider
A caring and attentive team here for you and your family 24/7
Nationwide provider operating throughout mainland GB
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Our low cost funeral plans let you arrange and pay for a simple and affordable funeral for yourself or a loved one ahead of time.
Pre-planning now ensures your final farewell is carried out according to your wishes and your loved ones are protected from the emotional and financial burden of arranging a funeral during such a challenging time.
All of our fuss-free funeral plans include:
Unattended Direct Cremation Plan
From £1,899
or £19.79* per month
Celebrate a life without the restrictions of a funeral
Small Attended Cremation Plans
From £2,199
or £25.58** per month
Two simple service options for a family-led send off
Simple
Funeral Plan
From £2,999
or £37.80*** per month
A respectful cremation funeral led by a celebrant
* Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,374.80 and includes administration fees. ** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £3,069.60 and includes administration fees. *** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £4,536 and includes administration fees.
For additional pricing information and a full list of our optional extras, please see our price list.
Funeral choices are very personal so we offer four different funeral plans to suit your individual preferences. Choose from the options below to find a funeral plan that fits your needs.
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Our Simple Funeral Plan offers a full-length funeral service, led by a celebrant. Mourner numbers are unrestricted so the whole family can come together to remember their loved one’s life in a traditional way. The plan avoids extravagant extras to prioritise simplicity and low costs.
Other funeral plan options
Our Private Attended Cremation Plan suits those who have a larger immediate circle of loved ones but would still like a modest funeral. The plan includes the same personal service and care as our Intimate Attended Cremation Plan, but offers a longer 20 minute service with up to 20 attendees.
For those who don’t like funerals or fuss, our Unattended Cremation Plan guarantees a dignified cremation without a traditional funeral service. Choosing a cremation without mourners present keeps costs affordable and allows loved ones to pay their respects in their own unique way.
With our Intimate Attended Cremation Plan, the funeral arrangements are personally taken care of by our respectful team at every stage. Up to 8 close family and friends can attend a 10 minute cremation service to say their final goodbyes and take comfort in shared memories.
Our free funeral plan guide explains how you can avoid the stress and expense of a traditional funeral with our affordable and dignified farewells.
The guide outlines what our low cost funeral plans include, the payment options and how to take out a cremation plan with us.
Get your free guideA prepaid funeral plan lets you take control of your end of life arrangements by paying for a funeral in advance. Our low cost funeral plans are inclusive of collection, care at the mortuary, cremation including fees, a coffin, a simple ashes container and much more.
The cheapest funeral plans are direct cremation plans but our plans for those who would like an attended cremation service are also affordable.
You can pay with a single payment via debit card, credit card or cheque. Alternatively, there are monthly payment options over 1 year, 5 years or 10 years which offer a flexible and affordable way to cover the cost if paying upfront isn't possible or isn't your preference.
A funeral plan removes the financial burden on your family and protects them from the rising cost of funerals which have risen by 53% since 2010.Δ
Δ Increase based on cost of basic funeral in 2010 (£2,713) and cost of a basic funeral in 2023 (£4,141) (SunLife Cost of Dying Report 2024, sunlife.co.uk/funeral-costs)
Planning ahead means your loved ones won't have the emotional strain or the stress of arranging a funeral while they are mourning. It also means that when the time comes, the difficult funeral decision for family and friends will be taken care of and ready to arrange when they are.
Since 29th July 2022, all funeral plans are regulated by the UK's financial regulatory body, the Financial Conduct Authority (FCA) which exists to enhance consumer protection. By being regulated, at Distinct Cremations we are legally obliged to undergo 'fitness to operate' checks and guarantee a funeral if payment terms are met.
Distinct Funeral Plans Limited (DFPL) is authorised and regulated by the Financial Conduct Authority (FCA) to sell and administer funeral plans. As part of our regulatory responsibilities, we provide full and clear information about how we keep our funeral plans safe.
The firm reference number (FRN) for Distinct Funeral Plans Limited is 965289.
How we keep your money safe
Want to talk through our options? If you have questions or would like some in-person support we're just a call away.
Speak to our team >>
Need some time to digest the details? You can download our guide online or get a printed copy posted out.
Get a free guide >>
If you're happy that one of our plans is exactly what you're looking for you can get everything set up yourself online.
Set up a plan now >>
Distinct Cremations' low cost cremation cremation plans are perfect for those funeral planning and looking to safeguard their future. A cremation plan removes the uncertainty around your wishes, relieves some of the pressure your loved ones may feel when arranging a funeral and is inclusive of all the essentials.
Start your cremation planning by choosing your preferred cremation plan and how you want to pay
We secure your money in a trust fund or we purchase a 'whole of life' policy from regulated provider Scottish Friendly
Finally, the ashes will be personally returned within 14 days of cremation
Whenever you need us, we'll be here for you and your questions 24/7
When the time comes we carry out the process - from collection to cremation
We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.
At Distinct Cremations, we take pride in providing a personal and dignified service for every single family who needs our services during their time of need.
Below are a selection of reviews from some of those families who've had a direct cremation or an attended cremation service carried out by Distinct Cremations.
"Easy to use and very helpful. Very easy to use their services and always called with updates. Sorry to say I've had to use their services twice now and I've already booked my own service. On both times I've used this service I've been kept informed by calls to everything going on. All my requests were made to feel like no trouble whatsoever, happy to help attitude made what was a very emotional time pass with no problems. Thank you to all the teams involved."
"This was our first experience of using a direct cremation service and we weren't sure what to expect. We were guided through the process by our own personal assistant who explained our options. Once we had made a decision on the type of service we wanted she advised us what we needed to do at every step of the way. She kept in regular contact to make sure we were happy and to answer any questions we had. The end-to-end service was very efficient and clearly explained by sensitive staff who were always available to answer any questions. We would highly recommend Distinct Cremations. We opted for a short attended service at the crematorium, which was perfect for our small family and gave us the opportunity to say our final goodbyes to Mum. We chose three songs and a recording to be played during our allotted time-slot. An attendant was present throughout, showing us into the chapel and remaining discreetly at the back during the service. We did not feel rushed and felt we could have stayed longer if we'd wanted. A couple of weeks later, Mum's ashes were delivered directly to our home, which was all part of the service provided by Distinct Cremations."
"An amazing company. From my first contact with Maxine I have received the most considerate, kind, helpful and supportive service I could wish for. She has been there at every step, always ready to answer my questions and keep me informed of what is happening. A great service for those who want to have a celebration of life, without all the fuss of a normal funeral service."
"I have lost two dear friends in the past year that lived on their own like myself. The difference though is that they were totally alone on this world with no family and asked me if I would see that they got buried. In both cases I had to take care of everything suddenly as both were total unexpected deaths. The affordability is a big factor for me as I had to suddenly pay for these cremations. One does not want to talk money at times like this, but one has to be realistic. One died in hospital and the other was so sudden that there was a post mortem done. The help and support I received was phenomenal. In both cases my friends were fetched from where they were and it was all sorted by Distinct Cremations personnel themselves. I can only say that I have just paid for my own cremation too and feel very relieved that it would make things so much easier for my children that live all over the world. I can really recommend making a timely decision about what happens after you die. This will bring immense peace of mind to yourself and your loved ones that stay behind."
Unfortunately we can’t transfer funeral plans from a different company to ourselves. However, you can simply cancel your existing funeral plan and take out a new one with us if you want to.
The cost of a funeral plan can vary widely depending on the type of service you choose, the provider, and the specific options included.
A Distinct Cremation plan offers a more budget-friendly alternative to traditional funeral plans, with complete transparency and no hidden fees. Locking in a plan at today's rates ensures you and your family are safeguarded against future price hikes and inflation.
If you're unsure, you might want to contact a few providers directly for quotes based on your specific preferences.
If you have purchased a funeral plan with a single payment or over a period of up to 12 months, you can cancel your funeral plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.
If you have purchased a funeral plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our T&Cs page.
Yes - you can take out a funeral plan on behalf of your parents or a partner. For more information, take a look at our guide on setting up a funeral plan for a loved one or talk to a member of our team today on 01543 211997.
You need to be over the age of 18 to take out a funeral plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your funeral plan.
There are a few ways to pay for a funeral plan. As a one-off payment, you can pay by credit card, debit card or cheque. If you're paying monthly over 12 months you must pay via direct debit. If you're paying over 5 or 10 years you must pay by continuous card payment.
Our funeral plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for funeral plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.
At Distinct Cremations, we offer both unattended and attended funeral plans delivered with dignity and care.
Our funeral plans include every aspect of the cremation arrangements so when the time comes there will be nothing more for your family to pay. We deliver all of the services ourselves including transport, care at our mortuary, cremation at one of our crematoriums and the return of the ashes. Our caring team is there to offer support throughout with both paperwork and making the arrangements.
Yes, you can pay for your funeral plan in 12 monthly instalments or over 5 or 10 years. Terms & conditions apply.
As long as you're based in mainland England, Wales, or Scotland, your location won’t affect your options. The price remains the same, and the quality and service inclusions don’t change. With our network of 40 crematoria across these regions, you can secure a funeral plan no matter where you are. Explore our crematoriums today.
Many people struggle to afford a funeral because of the rising funeral costs. If you’re arranging the funeral of a loved one and you think you can’t afford it, check if you’re eligible for Government assistance via a Funeral Expenses Payment in England & Wales or check your eligibility and apply for a Funeral Support Payment in Scotland.
For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.
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