Rest easy knowing that your cremation costs are covered with a straightforward, dignified and affordable funeral plan.
Our low cost cremation plans offer end-to-end care delivered by our own teams, flexible payment options to spread the cost and guaranteed safety for your money.
Fuss-free cremation plans that let you say goodbye your way
Sue Cook,
TV Presenter
Rest easy knowing that your cremation costs are covered with a straightforward, dignified and affordable funeral plan.
Our low cost cremation plans offer end-to-end care delivered by our own teams, flexible payment options to spread the cost and guaranteed safety for your money.
Independent customer service rating of 4.9/5 on Feefo
The UK’s largest direct cremation provider
A caring and attentive team here for you and your family 24/7
Nationwide provider operating throughout mainland GB
Independent customer service rating of 4.9/5 on Feefo
The UK’s largest direct cremation provider
A caring and attentive team here for you and your family 24/7
Nationwide provider operating throughout mainland GB
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Our low cost cremation plans let you arrange and pay for a funeral for yourself or a loved one ahead of time.
Pre-planning now ensures your final farewell is carried out according to your wishes. Your loved ones are protected from the emotional and financial burden of arranging a funeral during such a challenging time.
Included in the cost of all of our plans is:
Our affordable cremation plans offer the choice between a traditional funeral service at the crematorium or a direct cremation without mourners present. Choose from the options below to find a cremation plan that suits your wishes.
Our affordable funeral plans offer the choice between a traditional funeral service at the crematorium or a direct cremation without mourners present. Choose from the options below to find a funeral plan that suits your wishes.
Want more information or have questions? Give our compassionate Customer Service Specialists a call on 01543 211997.
At Distinct Cremations we offer two types of low cost cremation plans.
You can choose our Direct Cremation Plan without a service for a simplified farewell or our Funeral Service Plan with a funeral at the crematorium for friends and family to gather and share memories.
Direct Cremation Plan
From £1,899 or £19.79* per month
Celebrate a life without the restrictions of a funeral
Funeral Service Plan
From £2,399 or £27.51** per month
A personal funeral service for friends and family
* Price advertised is for a 50 year old paying over a 10 year period. Total cost is £2,374.80 and includes administration fees. ** Price advertised is for a 50 year old paying over a 10 year period. Total cost is £3,301.20 and includes administration fees.
For additional pricing information and a full list of our optional extras, please see our price list.
Our free cremation plan guide has everything you need to know about our plans. Find out what’s guaranteed with every one of our prepaid funerals and how we provide the highest standards of care in all aspects of our services.
Get your guide instantly via email or receive a printed copy in the post.
Get your free guideTake control of your end-of-life arrangements. A prepaid funeral plan offers both practical benefits and peace of mind for both you and your family.
Whether you are looking for a direct cremation plan or a funeral service attended by family, all our plans ensure the greatest care and respect as well as dedicated support to manage every detail.
Our funeral professionals have decades of experience and we own and operate all of our own facilities to ensure dignified care at every stage.
Our mortuary is state-of-the-art, we have a fleet of specialist private ambulances and we use our own scenic and peaceful crematoriums.
When the time comes, as well as practical support with all the arrangements, your family can access a free bereavement helpline.
A cremation plan protects your family from funeral bills and rising costs. Since 2004, average costs for a simple attended funeral have risen by 134%.Δ Once you’ve set up your cremation plan the price is fixed with no hidden extras.
You can make one payment from just £1,899. Or if paying upfront isn’t your preference, you can pay over 12 months at no extra cost or spread the payments over 5 or 10 years.
Δ SunLife Cost of Dying Report 2025, sunlife.co.uk/funeral-costs
Setting up a cremation plan in advance lets you choose exactly what you want from your funeral. Acceptance is guaranteed with no medical questions.
Your money will be held in an independent trust or insurance policy, ensuring your funeral is covered when needed, no matter what happens.
When the time comes, the difficult funeral decisions have already been made for your family. One phone call to us is all it takes to start the arrangements.
Since July 2022, funeral plans have been regulated by the Financial Conduct Authority (FCA) which exists to protect consumers. Distinct Funeral Plans Limited (DFPL) is authorised and regulated by the FCA to sell and administer funeral plans.
You also have consumer protection from the Financial Service Compensation Scheme (FSCS) in the unlikely event of our company going out of business.
The firm reference number (FRN) for Distinct Funeral Plans Limited is 965289.
As a legally operating provider, we:
For more information, you can view our page about how we keep your money safe.
How we keep your money safe
Want to talk through our options? If you have questions or would like some in-person support we're just a call away.
Speak to our team >>
Need some time to digest the details? You can download our guide online or get a printed copy posted out.
Get a free guide >>
If you're happy that one of our plans is exactly what you're looking for you can get everything set up yourself online.
Set up a plan now >>
Distinct Cremations' low cost cremation plans are perfect for those funeral planning and looking to safeguard their future. A cremation plan removes the uncertainty around your wishes, relieves some of the pressure your loved ones may feel when arranging a funeral and is inclusive of all the essentials.
Start your cremation planning by choosing your preferred cremation plan and how you want to pay
We secure your money in a trust fund or we purchase a 'whole of life' policy from regulated provider Scottish Friendly
Finally, the ashes will be personally returned within 14 days of cremation
Whenever you need us, we'll be here for you and your questions 24/7
When the time comes we carry out the process - from collection to cremation
We offer the highest level of support, but don't just take our word for it. Below are recent reviews from customers who bought a funeral with us.
At Distinct Cremations, we take pride in providing a personal and dignified service for every single family who needs our services during their time of need.
Below are a selection of reviews from some of those families who've had a direct cremation or an attended cremation service carried out by Distinct Cremations.
"Easy to use and very helpful. Very easy to use their services and always called with updates. Sorry to say I've had to use their services twice now and I've already booked my own service. On both times I've used this service I've been kept informed by calls to everything going on. All my requests were made to feel like no trouble whatsoever, happy to help attitude made what was a very emotional time pass with no problems. Thank you to all the teams involved."
"This was our first experience of using a direct cremation service and we weren't sure what to expect. We were guided through the process by our own personal assistant who explained our options. Once we had made a decision on the type of service we wanted she advised us what we needed to do at every step of the way. She kept in regular contact to make sure we were happy and to answer any questions we had. The end-to-end service was very efficient and clearly explained by sensitive staff who were always available to answer any questions. We would highly recommend Distinct Cremations. We opted for a short attended service at the crematorium, which was perfect for our small family and gave us the opportunity to say our final goodbyes to Mum. We chose three songs and a recording to be played during our allotted time-slot. An attendant was present throughout, showing us into the chapel and remaining discreetly at the back during the service. We did not feel rushed and felt we could have stayed longer if we'd wanted. A couple of weeks later, Mum's ashes were delivered directly to our home, which was all part of the service provided by Distinct Cremations."
"An amazing company. From my first contact with Maxine I have received the most considerate, kind, helpful and supportive service I could wish for. She has been there at every step, always ready to answer my questions and keep me informed of what is happening. A great service for those who want to have a celebration of life, without all the fuss of a normal funeral service."
"I have lost two dear friends in the past year that lived on their own like myself. The difference though is that they were totally alone on this world with no family and asked me if I would see that they got buried. In both cases I had to take care of everything suddenly as both were total unexpected deaths. The affordability is a big factor for me as I had to suddenly pay for these cremations. One does not want to talk money at times like this, but one has to be realistic. One died in hospital and the other was so sudden that there was a post mortem done. The help and support I received was phenomenal. In both cases my friends were fetched from where they were and it was all sorted by Distinct Cremations personnel themselves. I can only say that I have just paid for my own cremation too and feel very relieved that it would make things so much easier for my children that live all over the world. I can really recommend making a timely decision about what happens after you die. This will bring immense peace of mind to yourself and your loved ones that stay behind."
Unfortunately we can’t transfer funeral plans from a different company to ourselves. However, you can simply cancel your existing funeral plan and take out a new one with us if you want to.
Many people struggle to afford a funeral because of the rising funeral costs. If you’re arranging the funeral of a loved one and you think you can’t afford it, check if you’re eligible for Government assistance via a Funeral Expenses Payment in England & Wales or check your eligibility and apply for a Funeral Support Payment in Scotland.
For plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider. If you die after 12 months of the start of your funeral plan, but before you have paid all your instalments, there is nothing more to pay.
At Distinct Cremations, we offer both direct and Funeral Service plans delivered with dignity and care.
Our funeral plans include every aspect of the cremation arrangements so when the time comes there will be nothing more for your family to pay. We deliver all of the services ourselves including transport, care at our mortuary, cremation at one of our crematoriums and the return of the ashes. Our caring team is there to offer support throughout with both paperwork and making the arrangements.
You need to be over the age of 18 to take out a cremation plan. For 5 & 10 year instalment plans you must be aged between 50 & 74 when you purchase your cremation plan.
Yes - you can take out a cremation plan on behalf of your parents or a partner. For more information, take a look at our guide on setting up a cremation plan for a loved one or talk to a member of our team today on 01543 211997.
If you have purchased a cremation plan with a single payment or over a period of up to 12 months, you can cancel your cremation plan within the first 30 days and receive all your money back. If you cancel after 30 days you will get most of your money back, minus a £95 cancellation fee.
If you have purchased a cremation plan over 5 or 10 years and cancel your plan within 12 months, you will get a full refund of all payments paid. If you cancel after 12 months (the moratorium period), your instalments will stop and you will not be entitled to any refund of the money you have already paid. You can read more on our T&Cs page.
Our cremation plans guarantee your acceptance, with no medical questions or additional costs for the elderly or those with pre-existing medical conditions. However, for cremation plans payable over 5 or 10 years we incur additional administration expenses for collecting the monthly instalments and for the purchase and administration of a “whole of life” policy from Scottish Friendly - an authorised and regulated insurance provider.
Distinct Cremations office:
Oak Tree Court, Brookfield Drive, Cannock, WS11 0JN
